Terms of Use

Last Updated: November 4, 2025

1. Agreement to Terms

By accessing and using MyUSAFinance.com (the "Site"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

MyUSAFinance.com is a lead generation service that connects consumers with financial institutions and service providers. We are not a lender, do not make credit decisions, and do not determine loan terms.

2. Use of Service

You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit anyone else's use and enjoyment of the Site.

You represent and warrant that:

  • You are at least 18 years of age
  • You are a U.S. citizen or permanent resident
  • All information you provide is accurate and truthful
  • You have the legal capacity to enter into binding contracts
  • You will not use the Site for fraudulent purposes

3. Information Accuracy

You agree to provide accurate, current, and complete information about yourself as prompted by our forms. You agree to maintain and update this information to keep it accurate, current, and complete.

Providing false or misleading information may result in termination of your access to the Site and may subject you to civil and criminal penalties.

4. Privacy and Data Use

Your use of the Site is also governed by our Privacy Policy. By using the Site, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

We may share your information with:

  • Lenders and financial service providers in our network
  • Service providers who assist in our operations
  • Marketing partners (with your consent)
  • Legal and regulatory authorities when required by law

5. No Guarantee of Approval

MyUSAFinance.com does not guarantee that:

  • You will be matched with a lender
  • You will be approved for credit or a loan
  • You will receive any specific loan amount, interest rate, or terms
  • Offers presented will be the best available in the market

All credit and loan decisions are made solely by the lenders in our network based on their own criteria. We have no control over these decisions.

6. Intellectual Property

The Site and its original content, features, and functionality are owned by MyUSAFinance and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not copy, modify, distribute, sell, or lease any part of our Site or included software without our express written permission.

7. Disclaimers

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that:

  • The Site will be uninterrupted or error-free
  • Defects will be corrected
  • The Site is free of viruses or harmful components
  • Information on the Site is accurate or reliable

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MyUSAFinance SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

9. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by MyUSAFinance. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any third-party website or service.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last Updated" date.

Your continued use of the Site after changes are posted constitutes your acceptance of the modified Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

12. Contact Information

If you have any questions about these Terms, please contact us at:

Email: legal@myusafinance.com
Address: MyUSAFinance.com, 123 Financial Way, Suite 100, New York, NY 10001