Privacy Policy

Last Updated: November 5, 2025

Introduction

MyUSAFinance.com ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

Please read this Privacy Policy carefully. By using our Site, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

Personal Information

When you submit a request through our Site, we collect personal information that may include:

  • Full name
  • Email address
  • Phone number
  • Date of birth
  • Social Security Number (last 4 digits)
  • Street address, city, state, and ZIP code
  • Employment information and income
  • Bank account information
  • Credit information
  • Loan amount requested and purpose

Automatically Collected Information

We automatically collect certain information when you visit our Site:

  • IP address
  • Browser type and version
  • Operating system
  • Device information
  • Pages visited and time spent on pages
  • Referring website
  • Click patterns and navigation paths

2. How We Use Your Information

We use the information we collect to:

  • Match you with lenders and financial service providers
  • Process your loan or credit requests
  • Communicate with you about your requests
  • Verify your identity
  • Improve our Site and services
  • Analyze usage patterns and trends
  • Prevent fraud and enhance security
  • Comply with legal obligations
  • Send you marketing communications (with your consent)

3. How We Share Your Information

With Lenders and Financial Partners

We share your information with lenders and financial service providers in our network who may be able to provide you with the products you request. These partners may:

  • Review your information to determine eligibility
  • Contact you directly about their offers
  • Conduct credit checks
  • Use your information in accordance with their own privacy policies

With Service Providers

We may share your information with third-party service providers who help us operate our business, including:

  • Analytics providers
  • Marketing platforms
  • Fraud prevention services
  • Customer support tools
  • Data storage providers

For Legal Purposes

We may disclose your information when required by law or to:

  • Comply with legal process or government requests
  • Enforce our Terms of Use
  • Protect our rights, property, or safety
  • Investigate fraud or security issues

Business Transfers

If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Site and store certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

We use the following types of cookies:

  • Essential Cookies: Required for the Site to function properly
  • Analytics Cookies: Help us understand how visitors use our Site
  • Marketing Cookies: Track your activity to provide relevant ads
  • Preference Cookies: Remember your settings and preferences

5. Data Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. These measures include:

  • SSL/TLS encryption for data transmission
  • Secure server infrastructure
  • Regular security audits
  • Access controls and authentication
  • Employee training on data protection

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

6. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

  • Access: Request a copy of the information we hold about you
  • Correction: Request correction of inaccurate information
  • Deletion: Request deletion of your information (subject to legal requirements)
  • Opt-Out: Unsubscribe from marketing communications
  • Restriction: Request that we limit how we use your information
  • Portability: Receive your information in a structured format

To exercise these rights, please contact us at privacy@myusafinance.com or visit our CCPA/Unsubscribe page.

7. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

  • Right to know what personal information is collected
  • Right to know if personal information is sold or disclosed
  • Right to opt-out of the sale of personal information
  • Right to deletion of personal information
  • Right to non-discrimination for exercising your rights

To submit a CCPA request, please visit our CCPA Request page.

8. Children's Privacy

Our Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

9. Third-Party Websites

Our Site may contain links to third-party websites. We are not responsible for the privacy practices of these websites. We encourage you to read the privacy policies of any third-party sites you visit.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: privacy@myusafinance.com
Address: MyUSAFinance.com, 123 Financial Way, Suite 100, New York, NY 10001
Phone: 1-800-XXX-XXXX