Advertiser Disclosure

Overview

MyUSAFinance.com is committed to transparency in how we operate and how we are compensated. This Advertiser Disclosure explains our business model and relationships with financial service providers.

Our Business Model

MyUSAFinance.com is a free service for consumers. We are compensated by lenders, financial institutions, and service providers (collectively, "Advertisers") when we refer customers to them or when a transaction is completed.

This means:

• You pay nothing to use our service
• We earn revenue from our advertising partners
• Our partners compensate us when you click on offers or complete applications
• We may receive additional compensation if you are approved or complete a transaction

How We Are Compensated

MyUSAFinance may receive compensation in several ways:

Pay-Per-Click (PPC)

We may receive a fee when you click on an offer or link to a partner's website.

Cost-Per-Action (CPA)

We may receive a fee when you complete a specific action, such as:

• Submitting a loan application
• Applying for a credit card
• Signing up for a service
• Completing an account registration

Revenue Share

We may receive a percentage of revenue or ongoing fees from partners based on:

• Loan originations
• Credit card approvals
• Service subscriptions
• Customer lifetime value

Lead Generation Fees

We may sell or share your information with multiple partners and receive compensation for each qualified lead generated.

Impact on You as a Consumer

Important: The compensation we receive from partners does not affect:

• The cost of any loan or service you receive
• The APR, interest rate, or fees charged by lenders
• Your eligibility for any product or service
• The terms offered to you by lenders

Lenders determine rates, terms, and eligibility based on their own underwriting criteria. Our compensation does not influence these decisions.

How We Select Partners and Present Offers

The offers displayed on MyUSAFinance.com are selected based on several factors:

• Your Profile: Information you provide about your financial needs and situation
• Partner Criteria: Each partner's lending criteria and target customers
• Availability: Partners accepting new customers in your state
• Compensation: The amount we receive from partners may influence placement and frequency of display
• Partner Performance: Historical approval rates and customer satisfaction

Offers that compensate us more may be displayed more prominently or more frequently than other offers.

Not All Available Offers Are Shown

MyUSAFinance.com does not display all available financial products or lenders in the market. We only show offers from partners with whom we have marketing relationships.

This means:

• Better rates or terms may be available elsewhere
• We do not represent or compare all lenders or products in the market
• You should compare offers from multiple sources before making a decision
• Other lenders may be willing to work with you even if our partners are not

Featured Partners and Sponsored Content

Some partners may pay additional fees for enhanced placement or to be featured on our Site. This may include:

• Top placement in search results
• "Featured" or "Sponsored" designations
• Highlighted or premium listings
• Inclusion in email campaigns or promotional materials

Featured placement does not mean these offers are better or more suitable for you than other offers. All offers should be compared carefully.

Third-Party Advertising Networks

In addition to our direct partner relationships, MyUSAFinance may work with third-party advertising networks that:

• Display ads on our Site
• Track your activity across websites
• Provide targeted advertising based on your interests
• Share your information with additional partners

These networks have their own privacy policies and compensation arrangements that are separate from ours.

Editorial Independence

While we receive compensation from partners, we strive to maintain editorial independence in the information we provide. Educational content, articles, and general information on our Site are created independently of our advertising relationships.

However, we cannot guarantee complete objectivity, as our business model inherently creates potential conflicts of interest.

Verify All Information Independently

Before making any financial decision:

• Verify all rates, terms, and fees directly with the lender
• Read all loan documents and agreements carefully
• Compare multiple offers from different sources
• Consult with financial advisors if needed
• Understand your rights and responsibilities

Changes to Partner Relationships

Our relationships with partners and the compensation we receive may change at any time. Partners may be added or removed from our network, and compensation arrangements may be modified.

We are not required to notify you of these changes, though we will update this disclosure when material changes occur.

FTC Compliance

This disclosure is provided in accordance with the Federal Trade Commission's guidelines regarding endorsements and testimonials in advertising. MyUSAFinance.com maintains financial relationships with many of the companies featured on our Site.

Your Consent

By using MyUSAFinance.com, you acknowledge and agree that:

• You have read and understood this Advertiser Disclosure
• You understand how we are compensated
• You understand that compensation may influence what offers are shown
• You will independently verify all information before making decisions
• You consent to our sharing your information with partners as described

Questions or Concerns

If you have questions about this Advertiser Disclosure or our business practices, please contact us at:

Email: disclosure@myusafinance.com
Address: MyUSAFinance.com, 123 Financial Way, Suite 100, New York, NY 10001